# RateZip Deposit/Mortgage Rates (ChatGPT App)

> Current US APYs & loan rates

- Type: app
- Publisher: RateZip (official)
- Categories: Finance, Real Estate
- Website: https://chatgpt.com/plugins/plugin_asdk_app_6a79013a1fb4819182b4358e06dba242
- Open in ChatGPT: https://chatgpt.com/plugins/plugin_asdk_app_6a79013a1fb4819182b4358e06dba242
- Version: 1.0.0
- Listed: 2026-10-04

## About

RateZip Deposit and Mortgage Rates gives your assistant current, timestamped, source-attributed US consumer rate information from sources covered by RateZip: high-yield savings and money-market APYs, CD APYs by term, fixed-mortgage rates and APRs, and home-equity/HELOC APRs. Each figure includes when it was observed, its source, and a freshness status; data outside its serving window is withheld rather than presented as current. For deposit comparisons, enter a balance and RateZip will apply each account’s published balance tier. For mortgage context, enter a loan amount to compare it with applicable conforming and jumbo limits. Rates and APYs can change, and published information is not an offer, rate lock, approval, earnings guarantee, personalized lender quote, or financial advice. RateZip does not open accounts, submit applications, underwrite credit, or conduct transactions. Operated by Peklava LLC d/b/a RateZip, NMLS ID 1592292. Equal Housing Opportunity.

## How to use

1. **Add it in ChatGPT** Open RateZip Deposit/Mortgage Rates in ChatGPT's Plugin directory (button above), select + to add it and sign in if asked.

2. **Use it in a chat** Type @ in the composer and pick RateZip Deposit/Mortgage Rates, or start your message with its name. ChatGPT may also suggest it when it fits what you ask.

## Example prompts

- "What's the best high-yield savings account rate right now?"
- "I have $50,000 in savings — which account earns me the most?"
- "What are today's mortgage and HELOC rates?"

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Source: https://chatgptplugins.directory/apps/ratezip-depositmortgage-rates · Index: https://chatgptplugins.directory/llms.txt · Independent and community-run. Not affiliated with or endorsed by OpenAI. ChatGPT is a trademark of OpenAI.