app

RateAPI

Find the best financing rates

Get real-time financing rates from 4,200 credit unions across all 50 states—covering mortgages, auto loans, HELOCs, personal loans, and credit cards. RateAPI delivers personalized recommendations based on your location, loan amount, and credit profile, with interactive comparisons and rate monitoring. Unlike estimate-based calculators, every rate comes from actual credit union data, helping you find competitive offers that traditional rate sites often miss.

Screenshots

RateAPI in ChatGPT, screenshot 1

How to use

  1. 1Add it in ChatGPT

    Open RateAPI in ChatGPT's Plugin directory (button above), select + to add it and sign in if asked.

  2. 2Use it in a chat

    Type @ in the composer and pick RateAPI, or start your message with its name. ChatGPT may also suggest it when it fits what you ask.

Things to ask

  • “What are the best mortgage rates for a $400,000 home purchase in California”

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